The Devil is in the Details: Common Pitfalls to Avoid in Car Accident Injury Claims

Last updated on October 30th, 2023 at 09:15 pm

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There are common pitfalls to avoid in car accident injury claims. The devil is in the details of your claim. There are certain things you should and shouldn’t do when you’ve had a car accident that caused an injury. If you don’t follow the right steps, your claim will be unsuccessful.

The details you have to adhere to in car accident injury claims indicate a number of common pitfalls that you have to avoid. These details are important to know and understand so that your car accident injury claim can be a success. There are things that you should not do when claiming with your insurance agency, as it will hamper your progress.

It is a very good idea to communicate with your insurance company through a lawyer, so that the process can be completed correctly. The primary advantage to doing so is that the law firm works on a no win, no fee basis, and provides a 30-day free trial.

What Exactly Is a Vehicle Accident?

A car accident is any kind of accident on the road that involves one or more cars. It is when a car hits something, including another car, pedestrians, cyclists, motorbikes, animals, debris on the road, buildings, trees, poles, and any other moving or fixed objects. The most common types of car accidents in the UK are head-on collisions, rear-end collisions, and side-impact collisions. There are also side-swipe accidents, single-vehicle accidents, multi-vehicle accidents, rollover accidents, blind-spot accidents, low-speed accidents, and merging accidents. Car accidents that cause serious damage are mostly caused by fatigue, speed, distractions, and alcohol and drug abuse.

Injuries can result from car accidents. Some injuries are considered to be more serious than others. Frequent injuries caused by car accidents include head and facial injuries, brain damage and injuries, neck injuries due to whiplash, back injuries from impact, check injuries including broken ribs, arms, elbow, and wrist injuries, hand and finger injuries, knee injuries, spinal injuries, internal organ injuries, burns and scarring, loss of limbs because of amputations, and mental trauma like PTSD. Unfortunately, death is also a common result of car accidents.

What To Avoid in Car Accident Injury Claims

Don’t wait too long to claim for your car accident injury. Some claims have a shorter time limit than others, but most have a strict time limit. Court proceedings are required to start within three years of your accident injury date.

Don’t forget to record important details about the accident. What happened? Where did it happen? What is the nature of your injuries? What medical treatment did you get? Who was involved? Are there witnesses? Registration numbers of all vehicles involved.

Don’t forget to support your car accident injury claim with photographs and videos. If you are able to, take photos of the accident location, the cause of the accident, damage done to cars or property, and visible injuries and bruising. Dashcam footage can also be very useful as evidence. Measurements and photographs together are very useful. Make sketches with measurements of the accident scene so that you have something to refer to.

Don’t forget to report the accident and injury to your insurance company. Exchange details with other parties at the scene of the accident. Make sure to get the name, address, and registration number of any other drivers that are involved. Don’t forget to give your details to them as well. All road accidents must be reported to your insurance company, even if you’re not making a claim. Although, be careful about the amount of information you give to the insurance company without legal advice.

Don’t forget to report the accident to the police if you were injured. Reporting car accidents to the police depends on the severity of the accident, if anyone was hurt, and if there was property damage. As long as insurance details were exchanged at the scene, most accidents don’t have to be reported to the police.

Don’t forget to keep a record of losses and expenses caused by your injury. You have to give evidence that you have suffered any claimed financial loss. Don’t throw away any expense receipts. Keep a record of all expenses related to your accident, including travel expenses, medication costs, damaged items, and loss of earnings.

Don’t forget to acquire and keep medical records and evidence to support your injury claim. If you visited a hospital or doctor to examine your injury, you have to keep the evidence. Medical evidence will be needed to support your claim. Your solicitor will also arrange for you to be examined by an independent doctor, so that a report can be gathered.

Don’t forget to keep a record to support your injury claim. Record how your injury impacts your daily life, and how it is affected. Give details about the care and assistance that you require post-injury. State how your sleep, hobbies, work, and other activities are affected by the injury. This record can back up your claim..

Don’t settle your claim. Insurance companies might contact you directly to offer a settlement claim. This settlement will not benefit you, and will most likely be less than your claim is actually worth. This is especially not recommended when a settlement is offered before any medical evidence has been obtained.

Don’t try to deal with car accident injury claims without legal advice. A lawyer can give legal advice regarding your rights and compensation options. They can help you to gather evidence to support your claim, like medical records, police reports, and accident scene witness statements. They can negotiate with liable parties on your behalf, making sure that you get everything you can out of your claim. If it comes to it, they can represent you in court. A lawyer will help you to negotiate your compensation, instead of settling.

Conclusion

This article explains what a car accident is, as well as the different types of car accidents. The most common causes of accidents are fatigue, speed, distractions, and alcohol and drugs. The different types of injuries that can be caused by car accidents are also given. Various pitfalls to avoid in car accident injury claims are given and explained.