Benefits of a Car Key Replacement Cover
Last updated on December 12th, 2022 at 04:31 am
Whether you leave your car keys at the office or the gym, misplaced keys are an inevitable part of life. And while losing your keys may not seem like a big deal, replacing them can be pretty expensive.
A car key replacement cover is an insurance policy that covers the cost of replacing your car keys if they are stolen, lost, or damaged. This type of cover is often included in comprehensive car insurance policies, but not as a standalone policy. Here are some benefits of insuring your car key:
Replacement Of Your Car Key Or Lockset In Case Of Theft Or Burglary
Your car key is covered against theft or burglary. In case there’s damage to the key or locks caused by burglary, the insurance policy covers this. Also, the insurance company covers the replacement if the key and the lockset are stolen. However, some companies do not cover the cost of damaged or stolen locksets. So when selecting your car insurance, ensure you go through the policy from different companies and choose one that meets your budget and your needs.
You Won’t Have To Pay For A New Car Key Out Of Your Pocket
Depending on the make and model of your car, you could be looking at a bill of $200 or more to get new keys made. Luckily, there is a way to protect you from the high cost of key replacement. With this policy, you can have peace of mind knowing that you’ll be covered if your keys are lost or stolen. Furthermore, for a small monthly fee, you can have your keys replaced quickly and easily, without worrying about the high cost.
Have Peace Of Mind
Losing your car keys is an unpredictable event. We all fear losing our keys to our homes, school locker, post boxes, or cars. But, with a car key add-on cover, you can rest assured knowing you have a backup plan in the event your keys are lost or stolen.
Reimbursement For Money Used On Locksmith In The Event Of A Lockout
The car key replacement plan covers the costs you incur on a locksmith in the event of a lockout and you will get a refund for the use of a rental car.
Arranging for a duplicate key for your car may take longer than expected. If the process takes 24 hours, the insurance company compensates you for the rental car cost. So you can travel in a rental car until your private car’s duplicate keys arrive. The reimbursement will depend on the policy’s terms.
It’s important to note that the terms of car key replacement policy will depend on the insurance company you choose. Also, the policy does not cover deliberate or malicious activities.
Take Away
Although it’s always beneficial to have replacement car keys (you can order replacement car keys online here), having cover is a great way to cover all areas. A car key replacement cover is a small investment that can give you peace of mind if you lose your car keys. It’s a clever way to reduce stress and also helps you avoid costly repairs if your keys are damaged.
